Privacy Policy

We value the trust you place in DakMoney. This Privacy Policy explains how DakMoney, powered by MiniShop4u Online Services Private Limited, collects, uses, stores, and protects your information when you use our website, mobile application, and related services.

1. Information We Collect

We may collect personal information such as your name, mobile number, email address, Aadhaar/PAN details (where required), bank account details, device information, IP address, and transaction information to provide secure fintech services and comply with applicable laws.

2. Cookies

We use cookies and similar technologies to improve website performance, analyze usage, enhance security, and provide a better user experience.

3. Use of Information

Your information is used to provide requested services, verify identity, process transactions, improve our services, communicate updates, prevent fraud, comply with legal obligations, and resolve disputes. Marketing communications are optional and users may opt out where applicable.

4. Data Retention

Personal information is retained only for as long as necessary to fulfill legal, regulatory, and business requirements. Unless otherwise required by law, operational data may be retained for up to six months or longer where regulatory compliance requires.

5. Security

DakMoney uses appropriate technical and organizational safeguards, including secure servers, encryption where applicable, and restricted access controls to protect user information against unauthorized access, alteration, disclosure, or destruction.

6. Sharing of Information

Information may be shared with banking partners, payment networks, government authorities, regulators, service providers, or law enforcement only where required to provide services or comply with applicable law.

7. User Consent

By using DakMoney services, you consent to the collection, processing, storage, and use of your information as described in this Privacy Policy and the Terms of Use.